Save on your homeowners insurance with Stone-Coated Steel Roofing!

Most of us remember the Rice Lake hailstorm on July 20th 2010.  In addition to hundreds of automobiles being damaged, devastated crops, and even trees having their leaves stripped off,  roofs in the area took a real beating.  We had 3 of our roofs that were in the direct path of the storm between the Rice Lake High School and Cameron.  All 3 of our roofs went thru the storm with no damage.  In addition to asphalt shingle roofs needing replacement,  a good number of standing seam,  or vertical seam metal roofs also needed replacement.  Why did our stone-coated shingles and shakes hold up and other vertical seam roofs did not?  Well our stone-coated metal roofing is put in a press taking flat sheet metal and making a number of bends in the steel.  Its these bends that make the steel very strong and resistant to hail.   Vertical seam metal roofing,  even though some styles have small ribs between the standing seams,  is still basically flat sheet metal and can be easily dented in a hail storm like Rice Lake had.

Gerard metal roofing carries a UL Class 4 hail impact rating and many insurance companies offer a reduction in your annual homeowners insurance premium when you switch from an asphalt shingle roof to a qualified Class 4 hail impact rated roof.  So in addition to a life cycle cost that is half of asphalt shingles,  you can save a few bucks on your insurance costs as well!  We expect more and more insurance carriers to start offering these discounts as roofing damage ranks as the 2nd most frequent and costly claim that insurance companies endure.  Its in their best interest to encourage their customers to use products that help to reduce claims.